The platform economy is ubiquitous within many sectors and is easily identified by the big four Google, Amazon, Facebook and Apple. Having wild success and global adoption and leaving regulated sectors scrambling to catch up. In this talk, Khallai Taylor explores how a German fintech is changing the dynamics and disrupting the financial sector with a SaaS platform by rethinking how APIs can offer regulations as a service, focusing on PSD2 as a service and GDPR as a service.